Don't Forget Closing Costs
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There are certain standard costs related to closing the sale of a home. Buyers and sellers customarily split these closing costs, as the real estate sales contract specifies.
As you'll see below, many of the closing costs result from getting your mortgage. Since Eagle Platinum Mortgage is highly experienced with mortgages & closings, we are closing cost experts.
Good Faith Estimates (GFEs)
Very soon after you apply for a loan, we'll give you a "Good Faith Estimate" of your costs. The cost estimate is based on our past experience. Please note that while our GFEs are very precise, we cannot always estimate your costs to the penny. We answer buyers' questions about these costs every day at Eagle Platinum Mortgage, so please be sure to contact us if we can help answer your questions.
Below is a fairly general list of costs for buying a home. We will provide you with a specific list of your closing costs when we give you a Good Faith Estimate.
Standard Closing Costs
- Escrow Account
- Loan-related costs
- Points — A fee paid to lower your interest rate (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Recording Fees and Transfer Taxes
- Flood or Earthquake Insurance if applicable
- Private Mortgage Insurance (PMI)
- Title Insurance
Eagle Platinum Mortgage can help you understand closing costs. Call us: (800) 763-7154 EXT 3.
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